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Business for Breakfast – Changes in Tax Law for Not-for-Profit

Hear Elliot Dinkin discuss changes in tax law and the impact on not-for-profits.Here the discussion here

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Not-For-Profit Health Systems Working to Get Around Tax on High Exec Pay

Not-for-profit health systems—no strangers to paying top dollar for talented executives—are using sophisticated methods to avoid the penalties on high employee compensation. Click her to continue to article

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ACA Compliance Bulletin: Draft Forms for 2018 ACA Reporting Released

The Internal Revenue Service (IRS) released 2018 Patient Protection and Affordability Care Act (PPACA) draft Forms 1094-C and 1095-C on July 11, 2018. The updated forms will be used by applicable large employers (ALEs) to report under Section 6056, as well as by ALEs who sponsor self-insured plans for combined Section 6055 and 6056 reporting.

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Compliance Bulletin: HSA/HDHP Limits Will Increase for 2019

On May 10, 2018, the Internal Revenue Service (IRS) released Revenue Procedure 2018-30 to announce the inflation-adjusted limits for High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs), effective January 1, 2019. Adjustments have been made to the maximum allowable HSA contribution limits, minimum allowable deductible amount, and the maximum allowable out-of-pocket expense limit

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Compliance Overview: Which Federal Employment Laws Apply to My Company?

There are a number of different state and federal employment laws that have their own rules defining which employers are covered. This Compliance Overview provides a high-level look at key federal employment laws and resources to help employers determine which laws apply to their company.Contact your Cowden representative for more information on this or other

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Compliance Bulletin: DOL’s Model FMLA Forms Expire in 2018

The Department of Labor (DOL) maintains model forms to help employers meet their notification obligations under the Family and Medical Leave Act (FMLA). The DOL’s current model forms include an expiration date of June 30, 2018. This date is based on a regulatory approval process, and not on the substance of the model forms. Employers

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ACA Compliance Bulletin: Affordability Percentages Will Increase for 2019

On May 21, 2018, the IRS issued Revenue Procedure 2018-34 to index the contribution percentages in 2019 for purposes of determining affordability of an employer’s plan under the Affordable Care Act (ACA). The updated affordability percentages are effective for taxable years and plan years beginning January 1, 2019. This is a significant increase from the

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Cowden Times: Volume 15

Inside this Issue:Cowden News Amy Crouse, Senior Analyst at Cowden Associates, Inc., Receives Special Service Award from AcrisureTalk Business: Federal Trust Pays $18.1 Million to Arkansas Retirees in 2017, Pension Bubble Fears GrowIndustry NewsCompliance Bulletin: Supreme Court Rules Service Advisors Exempt from FLSA Overtime RulesCompliance Bulletin: HHS Extends Transition Policy for Non-ACA Compliant Health PlansCompliance

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How to Negotiate the Price in the Deal

When we are in discussion with a prospect and setting forth our value proposition, expertise, experiences, etc., the question becomes: At what point do we show our hand? We often think that we should wait, look for clues or sometimes just come right out and ask: What’s your budget? Are you looking for the best

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Compliance Bulletin: IRS Announces HSA Limits for 2019

On May 10, 2018, the IRS announced the 2019 inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs).  Employers who sponsor HDHP plans may need to make plan design changes reflecting the new limits, for plan years beginning in 2019.  Also, if an employer communicates the HSA contribution limits to employees

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