The Medicare Modernization Act (MMA) mandates that plan sponsors offering prescription drug coverage disclose to all Medicare eligible individuals covered under the plan whether such coverage is “creditable.” This is valuable information to the individual, since it impacts their decision to enroll.

The MMA mandates that this communication of creditable or non-creditable status of your plan be made once a year, and no later than November 15, 2008.

Cowden Associates is prepared to assist you with both the determination of creditable or non-creditable coverage, as well as the development of the communication itself. Contact your Cowden Associates consultant at 412.394.9330, to be prepared for the November 15th deadline.