Overview

Welcome to Cowden Associates, Inc.’s (Cowden) Information Center, which provides you with up-to-date information on latest trends, issues and legislation in the industry.

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Update - IRS Guidance on Form W-2 Reporting of Health Insurance Cost

On March 29, 2011, the Internal Revenue Service (IRS), released Notice 2011-28 “Interim Guidance on Informational Reporting to Employees of the Cost of Their Group Health Insurance Coverage”. The informational reporting is required under the Patient Protection and Affordable Care Act (PPACA) for employers to document on each employee’s Form W-2 the cost of their employer-sponsored health insurance coverage. Read more

New Health Insurers Add Area Clients With Caution

Highmark Inc. is facing its first real competition in the Western Pennsylvania health insurance market.

But the extent to which that competition has resulted in lower costs for employers and lots of new business for four national, for-profit insurance companies has been limited so far, said Elliott Dinkin, CEO of Downtown benefits consulting company Cowden Associates Inc.

"They have their toes in the water, but they're cautious," Dinkin said of the approach to the market by Aetna Inc., Cigna Corp., HealthAmerica and United HealthCare.Read More

2012 Promotions Announced

Pittsburgh-based Cowden Associates, Inc., (“Cowden”) the leading independent actuarial, compensation and employee benefits consulting firm in the tri-state region, has promoted Robert Crnjarich to Vice President, Retirement and Actuarial Services and Joan Boenigk to Analyst as of January 1, 2012. Read more