Cowden Associates, Consultants and Actuaries

Health & Benefits Consulting

Cowden Associates, Inc. takes the consultative approach to health and benefits, linking business strategies to your employee benefit programs. We form partnerships with our clients to determine objectives based on diverse needs. By working together on a strategic approach we provide you with an employee benefits program that meets your overall short–term and long-term objectives.

  • Financial Management and Analysis
  • Vendor Management and Selection
  • Legislative and Regulatory Compliance
  • Document Preparation and Review
  • Employee Communications
  • Assistance with Labor Negotiations

We work with a wide range of health and benefit programs, including:

  • Healthcare and Prescription Drug
  • Life and Disability
  • Vision
  • Dental
  • Voluntary Benefits
  • Consumer Directed Healthcare Programs
  • Preventive and Wellness Programs
  • Employee Assistance Programs (EAP)
  • Fully-funded and Self-funded Programs
  • Stop Loss Programs

We provide proactive services and resolutions rather than reactive in order for you to make health and benefit decisions with the latest information and advice.