Vice President, Retirement and Actuarial Services

Though a penchant for mathematics brought him to the actuarial world, his desire to help people solve problems keeps Bob Crnjarich in the consulting arena with Cowden Associates, Inc.

Bob, who joined Cowden in 2006, has been involved in the employee benefits consulting business since 1983. Fresh out of the University of Pittsburgh, where he graduated magna cum laude with a degree in mathematics, Bob began his career with Mercer Human Resources Consulting as an actuarial analyst. During his time with Mercer, he eventually worked as a consultant and actuary responsible for many client relationships; Bob spent the next six years as co-owner of Boetger & Associates LLC.

Today, as a Director with Cowden, Bob’s primary responsibility is to provide senior-level actuarial retirement consulting services to a wide range of clients, as well as manage those client relationships.

Bob helps clients meet the financial, regulatory and accounting demands of their defined benefit, defined contribution and retiree healthcare plans.  In addition, Bob provides analytical support by developing financial models with "what-if” scenarios, which measure risk versus opportunity.  His support includes multi-level calculations and options that consider differences in cash flow, expense and cost.

Bob is an Enrolled Actuary (EA) under ERISA and a Member of the American Academy of Actuaries (MAAA).

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